[Bono]

Takvima nema pomoci...na njihovu nesrecu nisu najbistriji i oni ocekuju od drzave da se pobrine za njih. Takvi najcesce kazu, spijuniraju te ionako cim imas smartphone.
A nemojte misliti da je kod nas isto zdravstvo zagarantirano, moglo bi i kod nas biti kao u americi. I kod nas je vec bilo, ako osiguranje sazna da imas rak ne zeli te osigurati, pa sad ti zamisli koliko su im vrijedni ti podaci.

Ima i onih koji dobrovoljno dijele, kao i u skandinaviji koji su si dobrovoljno ukljucili na kreditnim karticama pracenje CO2 kod kupnje.

Several car companies in the USA are collecting driving data and sharing it with insurance companies, often through third-party data brokers. Here are some of the key players involved:

General Motors (GM): GM, along with its subsidiary OnStar, has been accused of collecting driving data through its OnStar Smart Driver technology and sharing it with data brokers like LexisNexis and Verisk Analytics. This data is then sold to insurance companies, which use it to assess risk and set premiums. GM has faced multiple lawsuits and investigations over these practices 1•2•3.

Toyota: Toyota has also been under scrutiny for its data collection and sharing practices. The company has been asked to produce information about how it sells and shares data with Connected Analytic Services, LLC (CAS), an affiliate of Toyota Insurance Management Solutions USA, LLC. This data is reportedly used by insurance companies to price premiums 4•5.

Ford: While Ford has stated that it does not sell connected vehicle data to data brokers, it has previously shared data with insurers on behalf of customers who wanted usage-based insurance policies. However, Ford decided to discontinue this practice 4.

Allstate and Arity: Allstate, through its subsidiary Arity, collects a wide range of driving data, including geolocation, driving habits, and behavior, from connected cars and smartphone apps. This data is then sold to third parties, including insurance companies, to justify higher car insurance premiums or to target advertisements 6•7.

Other Automakers: Several other automakers, including Hyundai and Mitsubishi, have been noted for collecting and potentially sharing driving data. The extent of this data sharing and the specific insurance companies involved are not always clearly disclosed 5.

These practices have sparked outrage among drivers and led to legal actions in multiple states. Drivers are concerned about privacy invasions and the potential for higher insurance premiums based on data they were not aware was being collected and shared.

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