[pci_e3x]

Autor zgmmax

EDIT:
Nije SEPA plaćanje nego SWIFT.

I radi se o ovome
https://en.wikipedia.org/wiki/Bangladesh_Bank_robbery

Capitalizing on weaknesses in the security of the Bangladesh central bank, including the possible involvement of some of its employees

aha, ljudski faktor. IMHO ovo nije razlog zasto da ne uvedu instant prijenos novca ili barem zagarantirano isti dan. A najvzanije, onda bi i cekao dan-dva, da uklone naknade